Green Card will replace your previous Terms and Conditions document. The new Terms and Conditions will apply to all claim events occurring on or after 15 March 2022.
You are only eligible for the travel insurance benefits under Sections A – B of this Policy for return Trips i.e. trips that begin and end from Your Home or Work in Australia. It does not cover One-Way Trips where You have no plans to return to Australia.
You may need to provide evidence of Your intention to return to Your Home or Your Work where reasonably possible, for example by providing copies of a return ticket, itinerary or schedule, return transfer or accommodation bookings, confirmation of return to Work dates etc.
American Express Insurance
Information on this page is a summary of the key changes. The policy wording has been updated to make it easier to know exactly what you're covered for and how much you can claim under the policy. For full details on the terms, conditions, limits and exclusions that apply, please refer to the new Terms and Conditions here.
The following new benefits and amended limits for existing cover have been made. Please refer to the ‘Benefits’ section for a full overview of the cover, terms, conditions and exclusions that apply.
Your Travel Insurance cover now includes self-drive road trips where you spend $500 or more on accommodation on your American Express Card. A Domestic Return Trip must be over 150kms radius away from Your Home. Please see Eligibility Table section of the Policy for full details.
Credit Score & Eligibility For The American Express Explorer Credit Card
Accidental Death or Permanent Disablement cover has been added. Should you suffer an accidental injury on your trip resulting in death or permanent disablement within 12 months of the injury, you’ll now be covered up to $25, 000.
New cover has been added under this section, up to $600 for additional accommodation if you're impacted by an extended delay, cancelled, overbooked or missed flight.
If you’re delayed for a Special Event, new cover has been added up to $2, 000 under Travel Inconvenience to cover the cost of alternative public transport to help you arrive at the Special Event.
Exclusive Offers For Members Of Cpa Australia
Purchase Protection Cover is now known as Card Purchase Cover. Items left unattended in a public place due to an emergency medical, security or evacuation situation will now be covered.
Please be aware there have also been changes made that may affect your cover when travelling. The below is an outline of some of the exclusions. It is important that you fully understand this policy’s terms, conditions and limitations and that you review the specific details of exclusion, which are set out in the Terms and Conditions here.
Cover for competitive sporting events where you receive prize money or a fee is now excluded. Please see the definition of Excluded Sports and Activities in the Definitions Section of the Policy for full details.
American Express Essential
You're not covered for claims relating to accidents where you’re riding a motorcycle without a valid motorcycle licence, not wearing a helmet, or exceeding the legal alcohol limit. Please see the General Exclusions in the Policy applicable to all sections.
This insurance is underwritten by Chubb Insurance Australia Limited ABN 23 001 642 020, AFSL No. 239687 (Chubb) under a group policy held by American Express Australia Limited ®, ABN 92 108 952 085, AFSL No. 291313 (American Express). Chubb and American Express only provide general advice and do not consider your objectives, financial situation or needs. Before deciding whether this product is right for you, please read the Terms and Conditions. A copy of American Express Financial Services Guide can be found here.
Eligibility criteria applies. Terms, conditions, exclusions, maximum age limits, pre-existing medical condition exclusions and limits apply as set out in the Terms and Conditions.
New Cashback Discount (15%) On Peloton Hardware For American Express Credit Card Holders In The United Kingdom & Australia
There have been some changes made to the Insurance Terms and Conditions included with your Card. They include changes to cover, exclusions, benefit limits, as well as adding new benefits to some Cards. The changes to your policy will come into effect on the 15 March 2022.
Please refer to the 'Key Changes’ tab for the list of key changes. Alternatively, you can access the new Terms and Conditions here.
Purchase Protection Cover is now known as Card Purchase Cover. Items left unattended in a public place due to an emergency medical, security or evacuation situation will now be covered.
Please be aware there have also been changes made that may affect your cover when travelling. The below is an outline of some of the exclusions. It is important that you fully understand this policy’s terms, conditions and limitations and that you review the specific details of exclusion, which are set out in the Terms and Conditions here.
Cover for competitive sporting events where you receive prize money or a fee is now excluded. Please see the definition of Excluded Sports and Activities in the Definitions Section of the Policy for full details.
American Express Essential
You're not covered for claims relating to accidents where you’re riding a motorcycle without a valid motorcycle licence, not wearing a helmet, or exceeding the legal alcohol limit. Please see the General Exclusions in the Policy applicable to all sections.
This insurance is underwritten by Chubb Insurance Australia Limited ABN 23 001 642 020, AFSL No. 239687 (Chubb) under a group policy held by American Express Australia Limited ®, ABN 92 108 952 085, AFSL No. 291313 (American Express). Chubb and American Express only provide general advice and do not consider your objectives, financial situation or needs. Before deciding whether this product is right for you, please read the Terms and Conditions. A copy of American Express Financial Services Guide can be found here.
Eligibility criteria applies. Terms, conditions, exclusions, maximum age limits, pre-existing medical condition exclusions and limits apply as set out in the Terms and Conditions.
New Cashback Discount (15%) On Peloton Hardware For American Express Credit Card Holders In The United Kingdom & Australia
There have been some changes made to the Insurance Terms and Conditions included with your Card. They include changes to cover, exclusions, benefit limits, as well as adding new benefits to some Cards. The changes to your policy will come into effect on the 15 March 2022.
Please refer to the 'Key Changes’ tab for the list of key changes. Alternatively, you can access the new Terms and Conditions here.
